INVESTMENT DISCLOSURE

Investments are not FDIC insured, are not guaranteed by the trust company and may lose value.

INTRODUCTION AND ACKNOWLEDGMENT
This Website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Website constitutes your agreement to all such terms, conditions and notices. By using the Investors’ Security Trust Website, you represent that you are at least 18 years old and agree to be legally bound by the following terms and conditions. Investors’ Security Trust reserves the right to amend, add to or remove provisions from the Terms of Use at any time by posting to this Website. Your notice for any change in this Terms of Use Agreement by amendment, addition or removal of provisions can be referenced by a subsequent change in the “Last update” date identified above from your last visit to this Website.

REGULATORY RESTRICTIONS
This Website is intended solely for individuals and entities residing in the United States and only in those states in which the offering and providing of such services is lawful under the securities, banking or other laws and regulations of such states. Please contact us to determine what services are available in your state.

LIMITATION OF LIABILITY

The information on this Website is provided ‘as is’ and without any warranty of any kind, either express or implied. Investors’ Security Trust, its officers, directors, employees, agents and representatives will not be liable for any direct, special, indirect or consequential damages arising out of or in connection with the use of this Website. Security markets change continuously and although the information provided to you on this Website is obtained or compiled from sources we believe to be reliable, Investors’ Security Trust cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data including, without limitation, calculations, charts, graphs, and historical or market data, as such information may not be current and should not be relied on. Please contact us for current information.

VIRUSES AND THIRD PARTY WEBSITES
Computer viruses are a continual risk to users of the internet. Investors’ Security Trust will make efforts to reduce this risk regarding its Website but IST is not responsible for or liable for any damages caused by viruses that may be alleged or sourced back to this Website or any website operated by a third-party that may be linked to this Website. IST shall not be liable for any actions or any omissions to act as a result of the failure of security methods used to protect the integrity of the information contained herein or electronic communications between IST and any other party. IST is in no way responsible for the content of any website operated by a third-party that may be linked to this Website via hyperlink.

WEBSITE CONTENTS AND USER CONDUCT
Modification of the content or use of the contents of this Website for any purposes, including distribution by transmittal or republication in whole or part, is a violation of our copyright and other proprietary rights and can subject you to legal liability.

GOVERNING LAW AND JURISDICTION
Investors Security Trust is incorporated in the State of Florida and this Term of Use Agreement is governed by Florida law. Any legal action based upon this Website shall be brought in Lee County, Florida and by your acceptance of these Terms of Use of this Website you expressly consent to this governing law and jurisdictional restriction.